LegalWorkplace.com
Subscribe
Home/Guides/Benefits & ACA

Benefits & ACA

The employer mandate, COBRA's three clocks, state mini-COBRA laws for small groups, and the stack of notices every plan sponsor owes. Written for HR, checked against DOL and IRS sources.

Benefits When an Employee Leaves
Guide
Benefits When an Employee Leaves
The complete benefits offboarding sequence — health coverage end-dates, COBRA, FSAs vs HSAs, retirement accounts, and conversion rights.
9 min read
QSEHRA and ICHRA: Health Benefits Without a Group Plan
Guide
QSEHRA and ICHRA: Health Benefits Without a Group Plan
QSEHRA vs ICHRA — who qualifies, contribution limits, notice rules, and how each interacts with the ACA and marketplace subsidies.
9 min read
The Benefits Notices Employers Actually Owe
Guide
The Benefits Notices Employers Actually Owe
Every required benefits notice — SPD, SBC, CHIP, Part D, marketplace — with deadlines, and the annual calendar that keeps them filed.
9 min read
The ACA Employer Mandate: 50 Employees and What Follows
Guide
The ACA Employer Mandate: 50 Employees and What Follows
The ACA employer mandate — the 50-FTE count, the two ESRP penalties, affordability safe harbors, and 1095-C reporting.
10 min read
COBRA for Employers: The Timeline That Runs Itself
Guide
COBRA for Employers: The Timeline That Runs Itself
The COBRA deadline chain — 30/14/60 — qualifying events, coverage periods, and the notice failures that cost $110 a day.
9 min read

State rules, by state

Verified against each state's statute or labor agency.