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ERISA - Employee Retirement Income Security Act

 

The Employee Retirement Income Security Act (ERISA) lays out federal law demands for employer retirement plan policies. It specifies what employers must do to create, administer, and maintain employee benefit retirement programs to stay on the right side of the law, including avoiding inadvertent promises that may restrict employer rights and preventing informal practices from becoming ERISA-covered policies. Continue ERISA

 

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NEWS/ARTICLES

Proposed Regs Require Disclosure Of 401k Plan Fees And Expenses

New Safe Harbor Proposed For Small Pension Benefits & Welfare Benefits Plans 

New Regs Covering Default 401(k) Investments Provide Fiduciary

Supreme Court Rules 401(k) Plan Fiduciaries May Be Sued For Failing To Follow Employee’s Instructions 

DOL Updates Voluntary Fiduciary Correction Program

Plan Exclusions Ward Off ERISA Claims

ERISA Fiduciary Duties Relating To Company Stock Options

Calculating Retirement Benefits Of Temp-To-Perm Employees

Changing An Employee’s Retirement Date May Violate ERISA

Evaluating Benefits Determination Decisions For ERISA Conflicts Of Interest

Locating Missing Participants Is An ERISA Fiduciary Duty

Disallowing Severance Pay May Violate ERISA

Employees May Sue Plan Fiduciaries After Company Stock Tanks 

 

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FAQs

  1. When does a company run the risk of having its unwritten and informal benefit practices become subject to ERISA provisions?

  2. Can an employer be held responsible under ERISA for a promise made by a manager even though it contradicted company policy and was made without authority?

 

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FREE REPORT

Genetic Information Nondiscrimination Act (GINA) Becomes Law 

 

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HR TOOLS

Forms/Documents

Summary Plan Description (SPD) Checklist (Free)


Model Statement of ERISA Rights (Free)


Waiver of QJSA (Free)


Comprehensive Special Tax Notice Regarding Plan Payments (Free)


Model Notice of Blackout Periods Under Individual Account Plans (Free)


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